Dillards Credit Card

One of the largest fashion retail stores in the United States, Dillard’s Inc. provides its customers with various styles and values. Dillard’s offers two different credit cards for financing clothing, footwear, accessories, and houseware purchases: the Dillard’s store credit card and the Dillards Credit Card Payment.Dillards-Credit-Card

Dillards Credit Card and the Dillard’s American Express card offer rewards for shopping in the store, online or by catalog or phone. Once you earn 1,500 points on either credit card, you can redeem a 10%-off shopping pass. Moreover, American Express cardholders at Dillard’s earn two reward points per $1 spent at gas stations and grocery stores in the United States and one reward point per $1 spent in other U.S. stores.

When you use your Pay Dillards Credit Card to spend $100 on merchandise, you will receive a 10% shopping pass. With an American Express card from Dillard’s, you can earn two reward points at gas stations and supermarkets and one reward point everywhere else.

Get Help

At the time of payment, you can redeem a 10% discount shopping pass or a rewards certificate if you’ve earned 1500 points.

Register At www.dillards.myonlineresourcecenter.com

If you got your Dillards Credit Card but didn’t have online account access, then you can register on the Dillards card services website to create a new Dillards Credit Card login account. Please follow the below steps.

  • Open your web browser and visit www.dillards.myonlineresourcecenter.com
  • On the page, click on the Enroll Now link on the desktop website’s right side.
  • A new account enrollment page will show on the screen.
  • Once it appears, you will be asked to complete this form by providing all required details. There will be three steps for enrollment.
  • Create your account – Enter your credit card number, last four digits of your social security number, date of birth, and email address. Click the Continue button to proceed with the next step.
  • Terms & Conditions – Accept the terms & conditions and click the Continue button to proceed with the next step.
  • Create your profile – Create a new profile by providing all required details such as name, User ID, password, etc.
  • Your account has been created, and you can log in now using your User ID and password.

Dillards Login Credit Account Online

From the previous heading, we learn how to apply for a Dillards card; now, we want to run through the login process. The Pay Dillards Credit Card login process is simple and easy to follow; just keep on reading as you achieve your aim.

  • You need to visit the official website or copy and paste https://dillards.myonlineresourcecenter.com on your browser.
  • On the login page, you need to enter your login details in the space provided; these include your username and password.
  • After that, you need to hit the login button.


Dillards Credit Card Login Requirements

To access your account in simple language, you have to log in to your account. You need the following materials at your disposal.

  • Your Gadgets could be your personal computer, laptop, Android Devices, iPhone, or any devices that can access the internet.
  • You need active internet access.
  • It would help if you had your login details, username, and password.
  • It would help if you had the correct URL
  • You need to use the latest version of your browser.

Reset The Login Password?

The following are ways to reset your password for Dillards Credit Card login if you can’t remember or have lost it.

  • Open your web browser and visit www.dillards.myonlineresourcecenter.com
  • Click on the forgot password link located after the Sign-on link.
  • A password reset will load on the next screen.


  • With that reset password, you can now easily reset your password through the three steps given in this reset form.
  • Enter User Information – Enter User ID, Select contact method, phone number, and delivery channel. Click the Send code now button to receive a security code for your selected delivery channel.
  • Enter Code – Enter the security code in the space provided.
  • Select Password – Create a new password for your account.

How To Apply for Dillards Card?

  • If you are keen to apply for the Dillards Credit Card, click the “Apply Now” button below to be taken to the official credit card website to complete the application form. The website will not record any personal information about you, and the whole Dillards Credit Card Login process will not affect your credit score.
  • To complete the form, you should enter your name, address, telephone number, and email address in the application form. You may also need to list your annual income and monthly mortgage or rent.
  • The Dillards Credit Card login account also asks for your date of birth, social security number, mother’s maiden name, and driver’s license number as part of its credit check.
  • When you have completed the form, the application needs to be reviewed, and you will receive your Dillard’s American Express® Card soon if your audit passes.

How To Activate Pay Dillards Credit Card?

Step 1– To start with the Dillards Card Services activation, select the “New User?” link, located in the basement of the Sign-On section on the Dillards Credit Card login homepage, as pictured below.

Step 2– Please enter your credit card number, last four digits of the Card member’s Social Security Number, date of birth, and email address below to begin enrollment.

Step 3– Next, you will be navigated to a new web page. Agree to the terms and conditions of banking, create your profile and finally confirm the details provided by you.

Below are some provided requirements for applicants.

Before you begin your pay Dillards Credit Card application, make sure you meet the following criteria:

  • You are eligible to participate if you are 18 years of age or older.
  • It appears that you have a valid Social Security number or Dillards Credit Card Phone Number.
  • A valid driver’s license or non-driver ID card is in your possession.

Dillards Card Services Benefits

If you do a lot of shopping at this high-end retailer, it may be worth your while to sign up for one of their credit cards. You can earn rewards points for shopping in town and around town that you can redeem for discounts on your next purchase. It only makes sense to take advantage of these features if you spend time shopping here extensively.

Their traditional Dillards Credit Cards can be spent on items in-store. Cardholders may be classic, or they can earn Elite status when they charge more than $2,000. You will earn twice the points on purchases made at your local store, online, through the catalog, or by phone.

Opting for their Dillards Card Services gives you even more significant benefits. These also come in both Classic and Elite status. Not only do you earn twice the points on in-store or online purchases, but you also earn rewards for shopping at other retailers.

You earn twice the rewards points at gas stations and grocery stores with Dillards Payment. Additionally, you reach one point for dollars spent at all other locations where Dillards Credit Card  is accepted. You also make cell phone protection, access to presale tickets for popular events, travel offers, and upgrades, and enjoy a dedicated Dillards Credit Card Customer Service line.

There are even more benefits to having any Elite card (whether the store-only card or the American Express version) beyond the points value, though. Elite cardholders earn free standard shipping on online orders, gift wrapping for in-store purchases, exclusive bonus point offers, and access to a private shopping event.

Dillards Credit Card Payment Online

Dillard’s allows consumers to make their Dillards Payment online. Here’s how to pay Dillards Credit Card bill online:


  • Visit the official site to access Dillards Credit Card Login online payment center.
  • You can enroll in Dillards Cx`ard Services to access online payment options and other features, such as paperless billing.
  • If you’ve already enrolled, you will “Sign on” as an existing user by providing your username and password for Dillards Credit Card Payment.
  • Click the blue “Sign on” or “Enroll” button, depending on if you are a new or existing user.
  • Follow the Dillards Card Services prompts to make your payment via Dillards Credit Card Phone Number.

Dillard’s Late Fees and Penalties

Regardless of your Dillard’s card, you have 23 days to pay off your entire balance from the end of the billing cycle to avoid paying interest. You can avoid late payments by paying the minimum amount by the due date. However, you will still be charged interes. Dillards Payment that are missed or late are assessed the equivalent of the minimum amount owed or $25, whichever is less. If you have more than one late payment in six months, you will incur a fee of up to $35.

About Dillard Card

Fashionable shoppers can’t wait to get their hands on the latest styles, and Dillard’s provides premium in-store and online fashion experiences at www.dillards.com. Like most fashion retailers, a large part of Dillard’s sales volume occurs during busy holidays. Often, to clear the way for the newest must-have items, retailer Dillard’s refreshes its inventory through periodic clearance sales events.


To accommodate the surging technology demands these days and during other peak demand periods, Dillard’s is taking advantage of IBM Tailored Fit Pricing to cost-effectively scale IT resources. Dillards Payment services operates principally as a retail chain, providing a range of high-end branded products directly to consumers, across multiple product categories, including apparel, home furnishings, and shoes and accessories.

Mobile App For Dillards

You can now get the newest fashions from Dillards stores right at your fingertips!

  • Just scan to pay! You can use your Dillards Credit Card Payment service only on your phone to complete your in-store purchase.
  • Earn rewards! Make the most of your rewards in-store and stay up to date on rewards and promotions.
  • Stay in the know! Seamlessly keep track and review all your online and in-store purchases.
  • Wish big! Scan from your phone to add items, share your registry, and more!
  • Dillards Bill Pay ranks among the nation’s largest fashion retailer payment service. Since 1938 we’ve focused on delivering the style of your life, exemplary Dillards Credit Card Customer Service, and exceptional value to our shoppers.
Official NameDillard's
Portal ServiceCredit Card Services
Mobile AppAvailable

Frequently Asked Questions

What are the steps to pay Dillards Credit Card by mail?

Cardholders can pay by mail with their Dillards Credit Cards. Ensure that your payment reaches its destination and is credited in a timely manner. You can pay by mail by following these steps:

  • To avoid late fees, write a check payable to Dillards Credit Card for the minimum payment. You can avoid interest charges by paying the total amount due on your last statement.
  • Dillard’s payment should be sent to one of the following three addresses, according to your location.

How to reach Dillards Credit Card Contact Customer service?

Suppose you are facing issues for Dillards Bill Pay such as a disabled account, forgotten User ID, or difficulty during Sign-On. In that case, you can contact customer service through the below-mentioned contact details. The Dillards Credit Card phone number is 1-800-643-8278, while the Dillard’s American Card Phone Number is 1-866-834-6294.

What are the Redeeming Points for Dillard’s Rewards?

When cardholders reach 1,500 points, they will have two options to choose from for the redemption of their Dillards Credit Card Payment– both of which offer savings on the total price at the Dillard’s checkout.

  1. A) Rewards Certificate – These are available at $10 intervals and can be used on any merchandise category (except gift cards) at Dillard’s and dillards.com. Multiple reward certificates can be applied to a single transaction; however, it’s recommended that your purchase total is greater than your total reward certificate amount for Dillards Bill Pay– any unused value will be forfeited.
  2. B) Shopping Pass – A 10% discount that can be used on an entire calendar day’s worth of purchases with Dillards Credit Card Payment. There is no minimum or maximum purchase amount to which these coupons can be applied. However, they cannot be combined with any other percentage-off coupons. Only one Shopping Pass can be used per day, meaning that 10% discounts cannot be combined.

Last Note

Wells Fargo Bank is an American-owned bank that issues Dillards Credit Card to its customers. This credit card is also a store or store credit card. Before you decide whether to use this card or not, you need to read on to know more about Dillards Credit Card Application.

Dillard is a fashion retailer that offers a credit card program to its customers. The credit card is issued in a partnership with Wells Fargo Bank and the American Express card network. Wells Fargo Bank is the Dillards Payment Card issuer that manages the card account and issues terms and conditions for new and existing customers.

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